FREE CREDIT CARD PROCESSING FoR Small Businesses

Say Goodbye To

Credit Card Fees

Let DATAONE Design A Payment System For You That Empowers You To Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay.

FREE CREDIT CARD PROCESSING FoR Small Businesses

Say Goodbye To Credit Card Fees

Let Our Team Design A Payment System For You That Lets You Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay

Brands Trust DataOne

ATTENTION SMALL BUSINESS OWNERS

Are Credit Card Fees Draining Your Cash Flow?

Many Small Business Owners Just Like You Lose Up To Thousands Of Dollars Every Year To Credit Card Fees...(This Is Why...)

Every time a customer uses their credit card to buy from you, three different entities take a cut of your hard-earned sale:

1. Card Networks

2. Issuing Banks

3. Processing Company

For a typical $100 sale with a $10 profit margin, processing fees can slash your actual cash flow by nearly 40%.

On $40,000 a month in sales, that's up to $1,200 in cash flow every single month that will never make it to your bank account.

Let's be honest: In today's economic climate, can your business really afford to lose that chunk of cash to credit card fees?

So, Here's The Million-Dollar Question...

"How Can You Make It Convenient For Your Customers To Pay You WITHOUT Giving Away So Much Of Your Much Needed Cash?"

Say Hello Free Credit Card Processing!

Thanks to new payment technology, you no longer have to accept credit card processing fees as "just the cost of doing business"...Now there’s a better way.

The DATAONE Zero program uses dual pricing—a simple, transparent system that gives your customers two options: (1) A credit card price & (2) A slightly lower cash price.

No Swipe Fees
No Batch Fees
No Interchange Fees
No Statement Fees

What would you do with that extra cash in your bank account: Reinvest it into growth, hire more staff, take a vacation?

What Our

Clients Say

Don't just take our word for it.

See the real results our clients

have achieved with DATAONE!

“Data One has completely transformed our payment processing experience!”

Mike T.

Owner, Fresh Start Cafe

“We were worried about compliance with cash discounts but Data One made it simple...”

Rebecca J.

Manager, Style & Grace Boutique

You Keep More Of Your Hard Earned Cash

What would an extra $3,600, $9,000, or even $36,000 per year in your bank account mean to you?

APPLY NOW

Ready To Get Started?

Our team of specialists is standing by to answer any questions you may have without all the high-pressure sales tactics. And if you decide to work with us, we will be with you at every step of your growth journey, taking care of the technical stuff, so you can focus on creating value for your customers.

Setting Up Your New Account Is Painless

From the very first card you swipe after activating your account, you'll gain peace of mind knowing 100% of the cash for each sales transaction will be deposited in your business bank account.

Application Call

On a short 30-minute call, we’ll answer any questions you may have, then fill out and submit your signed paperwork.

01

02 Quality Review

Our quality assurance team will verify that all the paperwork is in order then send your application to underwriting for approval.

Bank Approval

We manage the approval process with the banks and keep you updated on your application status.

03

04 Activation & Training

You'll receive your equipment, we’ll activate it for you, train you on how to use it, and set up your support portal access.

FREE CREDIT CARD PROCESSING FOR SMALL BUSINESS OWNERS WORKS!

Business Owners Just Like You Are Winning

With Free Credit Card Processing

Join The Thousands Of Small Business Owners Who Are Keeping More Of Their Cash With Free Credit Card Processing

LOCAL BEAUTY SALONS

Beauty Salon

Owners

A beauty salon saw 30% of transactions shift to cash after implementing dual pricing, generating thousands in additional cash flow annually. The owner used these savings to upgrade equipment and attract new clients.

LOCAL RESTAURANTS

Restaurant

Owners

A restaurant eliminated $3,000 in monthly fees by giving customers transparent payment options. Over five years, they saved $180,000—enough to hire more staff and grow their business during challenging times.

LOCAL RETAILERS

Retail Store

Owners

A small retail shop owner processing $25,000 per month was struggling with increasing overhead costs due to inflation. 90-days after activating the Free Credit Card Processing system he saw 40% of the payment transactions shift to cash and gained an extra $750 cash in his bank account. The owner reinvested the extra cash into expanding inventory and marketing efforts.

FREE CREDIT CARD PROCESSING FOR SMALL BUSINESS OWNERS WORKS!

Business Owners Just Like You Are Winning

With Free Credit Card Processing

Join The Thousands Of Small Business Owners Who Are Keeping More Of Their Cash With Free Credit Card Processing

LOCAL BEAUTY SALONS

Beauty Salon

Owners

LOCAL RESTAURANTS

Restaurant

Owners

LOCAL RETAILERS

Retail Store

Owners

APPLY NOW

Shouldn't You Be

Winning Too?

Frequently Asked Questions

Is Dual Pricing Legal?

Yes! Dual pricing is 100% legal in all 50 states when implemented correctly. The Durbin Amendment, part of the Dodd-Frank Act, explicitly allows businesses to offer discounts for cash payments as long as they are clearly disclosed. Visa and other card networks also permit dual pricing, provided merchants follow compliance rules, such as displaying both cash and credit prices prominently.

Will My Customers Be Upset About Paying More When Using Credit Cards?

Research shows that when the payment options are clearly displayed, they feel empowered to choose what works best for them. Most customers report seeing the cash price as a reward rather than a penalty. Studies also indicate that this model can enhance trust and loyalty when communicated effectively.

Will It Be Complicated To Set Up Or For My Team To Use?

Dual pricing is simple to implement with our selection of modern POS systems. These systems automatically calculate and display both prices, ensuring a smooth checkout process. Additionally, clear signage and training for your staff help avoid confusion and ensure a positive customer experience.

What If My Customers Prefer Using Credit Cards?

Not a problem! Your Free Credit Card Processing system won’t discourage card payments—it simply gives customers the power to choose. Many businesses find that offering a lower cash price incentivizes cash payments without upsetting credit card users.

Are There Any Compliance Requirements I Need To Follow?

Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.

Does Dual Pricing Work For All Types Of Businesses?

Dual pricing is ideal for small brick-and-mortar businesses like retail stores, restaurants, salons, and service providers with the following characteristics: More than 1-year of Merchant Statements, $30k+ in Gross Monthly Processing Volume, Average Ticket above $35, Average Ticket below $1,000, 70% or more in card-present transactions

What Happens If My Customer Pays With A Debit Card?

Debit cards cannot be surcharged under federal law, so any debit transactions will still incur standard processing fees. However, many businesses find that savings from credit card transactions far outweigh these costs.

FREE CREDIT CARD PROCESSING FoR Small Businesses

Get Started Today!

Let DATAONE Design A Payment System For You That Empowers You Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay