FREE CREDIT CARD PROCESSING FoR Small Businesses
Say Goodbye To Credit Card Fees
Let Our Team Design A Payment System For You That Lets You Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay
Disclaimer
Effective Date: September 1, 2022
MiCamp Solutions, LLC, doing business as DATAONE Merchant Services, is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.
Merchant Accounts are referred to North American Bancard, LLC. North American Bancard, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA., The Bancorp Bank, Philadelphia, PA, and BMO Harris N.A., Chicago, IL. American Express may require separate approval.
PAGES
COMPANY
CONTACTS
3801 PGA Blvd, Ste 600
Palm Beach Gardens, FL 33410
All Rights Reserved © 2025
FREE CREDIT CARD PROCESSING FOR SMALL BUSINESS OWNERS WORKS!
Business Owners Just Like You Are Winning
With Free Credit Card Processing
Join The Thousands Of Small Business Owners Who Are Keeping More Of Their Cash With Free Credit Card Processing
LOCAL BEAUTY SALONS
Beauty Salon
Owners
A beauty salon saw 30% of transactions shift to cash after implementing dual pricing, generating thousands in additional cash flow annually. The owner used these savings to upgrade equipment and attract new clients.
LOCAL RESTAURANTS
Restaurant
Owners
A restaurant eliminated $3,000 in monthly fees by giving customers transparent payment options. Over five years, they saved $180,000—enough to hire more staff and grow their business during challenging times.
LOCAL RETAILERS
Retail Store
Owners
A small retail shop owner processing $25,000 per month was struggling with increasing overhead costs due to inflation. 90-days after activating the Free Credit Card Processing system he saw 40% of the payment transactions shift to cash and gained an extra $750 cash in his bank account. The owner reinvested the extra cash into expanding inventory and marketing efforts.
Frequently Asked Questions
Is Dual Pricing Legal?
Yes! Dual pricing is 100% legal in all 50 states when implemented correctly. The Durbin Amendment, part of the Dodd-Frank Act, explicitly allows businesses to offer discounts for cash payments as long as they are clearly disclosed. Visa and other card networks also permit dual pricing, provided merchants follow compliance rules, such as displaying both cash and credit prices prominently.
Will My Customers Be Upset About Paying More When Using Credit Cards?
Research shows that when the payment options are clearly displayed, they feel empowered to choose what works best for them. Most customers report seeing the cash price as a reward rather than a penalty. Studies also indicate that this model can enhance trust and loyalty when communicated effectively.
Will It Be Complicated To Set Up Or For My Team To Use?
Dual pricing is simple to implement with our selection of modern POS systems. These systems automatically calculate and display both prices, ensuring a smooth checkout process. Additionally, clear signage and training for your staff help avoid confusion and ensure a positive customer experience.
What If My Customers Prefer Using Credit Cards?
Not a problem! Your Free Credit Card Processing system won’t discourage card payments—it simply gives customers the power to choose. Many businesses find that offering a lower cash price incentivizes cash payments without upsetting credit card users.
Are There Any Compliance Requirements I Need To Follow?
Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.
Does Dual Pricing Work For All Types Of Businesses?
Dual pricing is ideal for small brick-and-mortar businesses like retail stores, restaurants, salons, and service providers with the following characteristics: More than 1-year of Merchant Statements, $30k+ in Gross Monthly Processing Volume, Average Ticket above $35, Average Ticket below $1,000, 70% or more in card-present transactions
What Happens If My Customer Pays With A Debit Card?
Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.
Will You Increase My Rate At Some Point?
Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.
FREE CREDIT CARD PROCESSING FoR Small Businesses
Get Started Today!
Let Our Team Design A Payment System For You That Lets You Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay