FREE CREDIT CARD PROCESSING FoR Small Businesses

Say Goodbye To Credit Card Fees

Let Our Team Design A Payment System For You That Lets You Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay

Privacy Policy

Effective Date: September 1, 2022

Your privacy is important to us, so, the only personal information we collect is the
personal information you provide and we are committed to safeguarding that information.

Scope Of This Privacy Policy

This privacy policy applies to your use of the DATAONE website and the applications DATAONE provides on various third-party marketplaces. It does not apply to your use of other sites or services, and it does not apply to information we collect through other methods or sources such as sites owned or operated by our affiliates or vendors. Please be sure to review the privacy policy of any site, service, or application that you use as privacy practices often differ.

The personal information we collect on this website is the information you provide to DATAONE.

This information may include, for example, your name, email address, or phone number. In some cases, you may provide it directly by entering information into an application, survey, or online form, and in some cases, you may provide it indirectly, like the IP address of the computer or device you use to connect with us online.

Collection of Information

We collect and may use information about you to:

Provide information you have requested

Comply with federal, state, and local laws

Perform analytics and other value-added services

Verify information and combat fraud

Send you other information about DATAONE we believe you would find interesting

We do not license, sell, or rent any collected information, including contact information or specific information about your accounts or other personally identifiable information unless: (1) you request or authorize it; (2) information is provided to help complete a transaction initiated by you; or (3) the disclosure is otherwise lawfully permitted or requested. We may disclose personally identifiable information we collect from you to a third-party website analytics company. When you visit our site, we will share your IP address to the extent necessary in order for the third party to provide that service.

This website does not maintain a process by which you can review and make changes to the personally identifiable information we collect from you.

Use of Cookies

A cookie is a small amount of data, which often includes an anonymous unique identifier, that is sent to your browser from a website and stored on your computer. The cookies we use do not contain or capture unencrypted personal information.

We use cookies to:

Display information more effectively

Personalize your experience while engaging with us

Facilitate navigation and track the effectiveness of our marketing programs

Help recognize your device, so you’re able to use our online products and services

You can configure your browser to accept or reject cookies. If you reject all cookies, you may not be able to use our products or services that require you to sign in, and you may not be able to take full advantage of all online products and services. We do not allow third parties to collect personally identifiable information about a user’s online activities, over time and across different sites, services, and applications, when that user uses our site, service, or application. Because Data One does not track its customers over time and across third-party websites to provide targeted advertising it, therefore, does not respond to Do Not Track (DNT) signals.

Security Measures

We have implemented several security measures to protect your information. Your information is protected on secured networks and is accessible by a limited number of employees who have special access rights to such systems. Industry-standard encryption technologies are used when transferring or receiving sensitive information supplied by users, and we regularly work to improve information security and to ensure information integrity.

Third-Party Links

We may create links to third-party websites. We are not responsible for the privacy practices employed by any third-party websites and our privacy policies and practices do not apply to these sites. We do not guarantee, approve, or endorse any information, material, services, or products contained on or available through any linked websites. These linked sites are for your convenience and you access them at your own risk. Nevertheless, we seek to protect the integrity of our website and the links placed upon the site and therefore request any user feedback – not only for our own site, but for sites we link to (e.g., broken links, 404 errors, etc.).

Modifications to Privacy Policy

Occasionally, we may make changes to this Privacy Policy. If we do, we will post the revised version here. You should periodically check here for the most up-to-date version of this Privacy Policy. Any changes to the Privacy Policy will not be retroactively applied and will not alter how we handle personally identifiable information we previously collected from you.

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FREE CREDIT CARD PROCESSING FOR SMALL BUSINESS OWNERS WORKS!

Business Owners Just Like You Are Winning

With Free Credit Card Processing

Join The Thousands Of Small Business Owners Who Are Keeping More Of Their Cash With Free Credit Card Processing

LOCAL BEAUTY SALONS

Beauty Salon

Owners

A beauty salon saw 30% of transactions shift to cash after implementing dual pricing, generating thousands in additional cash flow annually. The owner used these savings to upgrade equipment and attract new clients.

LOCAL RESTAURANTS

Restaurant

Owners

A restaurant eliminated $3,000 in monthly fees by giving customers transparent payment options. Over five years, they saved $180,000—enough to hire more staff and grow their business during challenging times.

LOCAL RETAILERS

Retail Store

Owners

A small retail shop owner processing $25,000 per month was struggling with increasing overhead costs due to inflation. 90-days after activating the Free Credit Card Processing system he saw 40% of the payment transactions shift to cash and gained an extra $750 cash in his bank account. The owner reinvested the extra cash into expanding inventory and marketing efforts.

Frequently Asked Questions

Is Dual Pricing Legal?

Yes! Dual pricing is 100% legal in all 50 states when implemented correctly. The Durbin Amendment, part of the Dodd-Frank Act, explicitly allows businesses to offer discounts for cash payments as long as they are clearly disclosed. Visa and other card networks also permit dual pricing, provided merchants follow compliance rules, such as displaying both cash and credit prices prominently.

Will My Customers Be Upset About Paying More When Using Credit Cards?

Research shows that when the payment options are clearly displayed, they feel empowered to choose what works best for them. Most customers report seeing the cash price as a reward rather than a penalty. Studies also indicate that this model can enhance trust and loyalty when communicated effectively.

Will It Be Complicated To Set Up Or For My Team To Use?

Dual pricing is simple to implement with our selection of modern POS systems. These systems automatically calculate and display both prices, ensuring a smooth checkout process. Additionally, clear signage and training for your staff help avoid confusion and ensure a positive customer experience.

What If My Customers Prefer Using Credit Cards?

Not a problem! Your Free Credit Card Processing system won’t discourage card payments—it simply gives customers the power to choose. Many businesses find that offering a lower cash price incentivizes cash payments without upsetting credit card users.

Are There Any Compliance Requirements I Need To Follow?

Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.

Does Dual Pricing Work For All Types Of Businesses?

Dual pricing is ideal for small brick-and-mortar businesses like retail stores, restaurants, salons, and service providers with the following characteristics: More than 1-year of Merchant Statements, $30k+ in Gross Monthly Processing Volume, Average Ticket above $35, Average Ticket below $1,000, 70% or more in card-present transactions

What Happens If My Customer Pays With A Debit Card?

Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.

Will You Increase My Rate At Some Point?

Yes. To stay compliant with card network rules and state laws, you must display both cash and credit prices clearly. The posted price should reflect the credit card price, with the cash price shown as a discount. Proper signage is key to avoiding penalties or fines from card networks like Visa.

FREE CREDIT CARD PROCESSING FoR Small Businesses

Get Started Today!

Let Our Team Design A Payment System For You That Lets You Keep 100% Of Every Sale By Simply Giving Your Customers The Freedom To Choose How They Pay